Reason 1. Your Principle is protected.
Reason 2. Your ROI has a guaranteed rate of return.
Reason 3. If the stock market falls your principle won't.
Reason 4. Annuities create income for the future.
Reason 5. You can take a withdraw without a penalty.
Annuities can put you at ease about your retirement, Once I learned this I took my money and got an annuity knowing that is could double in 10 years